Classic Car Insurance Quote Online

You may be asking yourself, "Do I really need to carry classic car insurance for my classic?" Just imagine you are driving along the beach on a warm summer day and enjoying the view of all of the other classic cars that have shown up. As you wait at a traffic light, all of a sudden you are whisked back into reality with a sudden jolt. The driver behind you is enjoying the wonderful view a little too much and misjudges the distance between his car and yours, causing a fender bender to the back of your car and sending you into the back of the car in front of you. These kinds of things happen all of the time.

In times when the unfortunate happens, it is nice to know that you made the proper choice with your classic car insurance.

Steps to get antique car insurance

1. Based on the type of Classic car the documents will be required
   • Professional Appraisal or Bill of Sale/Receipts
   • Vehicle Specification Sheet (Highlights of vehicle features)
   • Copy of Drive License (may not be required)
   • Copy Insurance Policy of daily use car
   
   
2. Insurance Company man will come to the location to take pictures, determine the premium, Fill the application and collect a check.
   
   
3. Insurance company studies the Application, Appraisal and required supporting documentation.

Reason for the requirement of a Professional Appraisal and Specification Sheet:

• A professional appraisal is essential in determining the current market value of your car and the maximum you will be able to insure it for.
• When you are involved in an accident where the other party is at fault, your professional appraisal may dramatically reduce the legal proceedings involved.
• If you do not have a bill of sale or your receipts are unavailable and you are in a rush to get the vehicle insured.

Tips for classic car insurance

1. It is widely reported that classic car insurance is far cheaper than a modern car policy but it is important to be vigilant and well informed.
   
   
2. The condition and scarcity of classic car insurance can vary dramatically, and an owner's perception as to the value of his beloved car can often be at odds with his insurer's valuation in the event of a claim.
   
   
3. It is vital that you take out a guaranteed agreed valuation when insuring your classic car.
   
   
4. Search for a specialist insurer, they are more likely to provide specialist assistance and provide a better rate.

Classic car insurance is one of a variety of niche car insurance. Classic car insurance is an insurance which understands classic car values and how they relate to your specific ownership situation. The insurance coverage you take will completely depend on your needs.