Save money on your Car Insurance Premium

The car insurance market is a fiercely competitive market, with a huge range of insurers fighting for your custom.

Choosing your car insurer online is an excellent way to find the best deals, as you can quickly compare quotes between a wide range of providers. Car Insurance Express has brought together some of the best car insurers in the UK, carefully picked by our team of editors to provide you the best car insurance deals on the net. 

Here are our top tips to save money when you buy your car insurance policy.

• Buy your policy online and make great savings against high street prices.

• Always compare quotes between a few providers before purchasing your insurance.  It is free to get a quote online and take a matter of seconds to get one.

• By comparing quotes you're guaranteed to find the cheapest car insurance quotes anywhere.

• Read our informative mini-guides to car insurance, so you know exactly what policy is best suited to your personal needs.

• You can lower you car insurance premium (price) sometimes by raising the excess you're willing to pay on a claim.

• Remember to quote any no claims bonuses you may have, when purchasing a policy.  Drivers who haven't made a claim in several years can often make great savings.

• Think carefully about the type of policy you need.  Remember that a 'third party only' policy will only provide cover for damage to other vehicles and individuals, and you will not gain any compensation in the event of accident.

• If you live in area where you feel your car may be at risk to theft, then a 'fully comprehensive' or 'third party, theft and fire' policy may be a safer option.

• Never underestimate the cost of repairing or replacing your vehicle.  While a 'fully comprehensive' policy may cost that little bit more, the difference is a drop in the ocean compared to replacing your vehicle.

• When you purchase your policy check to see what provision they offer you while your vehicle is being repaired or replaced.  Do you get a courtesy car?

• Question whether the policy covers items in the car such as audio equipment.

• See whether you can protect your existing 'No claims bonus'.

• Make sure that you know the claims process for your vehicle, most insurers have an emergency 24hr helpline. Can you make your claim online?

• Remember if you are planning to drive abroad to ensure that your policy provides sufficient cover for the country you visit.